Bonds vs GICs

Bonds are often considered better than GICs due to their higher yield potential and flexibility. Unlike GICs, which lock in your money for a predetermined period at a fixed interest rate, bonds offer the opportunity for capital appreciation and typically provide higher returns. Additionally, bonds come in various types and durations, allowing investors to tailor their investment strategy to match their financial goals and risk tolerance. While GICs offer guaranteed returns, bonds can deliver superior long-term performance, making them a preferred choice for many investors looking to maximize their investment returns.

I’ll give you an example:

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